1.Introduction.
These Terms and Conditions set out the legal terms applicable between the user
and Kapitalova when using the www.kapitalova.com owned by the Company. By
accessing the platform, the user agrees to these terms. If you do not agree to
these terms, you should not use the platform.

2.Platform Usage.
The user must use the platform solely for lawful and ethical purposes. Under no
circumstances may the platform be used for illegal activities, including money
laundering or fraud. Further details on this matter are provided in the
disclaimer document.

3.User Accounts.
Users may create an account by registering on the platform. The user is
responsible for securing their account and ensuring access is limited to
themselves using their private credentials. The user must immediately notify
the Company of any data breach or unauthorized use of their account.

4.Services.
The Company offers investment opportunities and related services through the
platform. These services must be used in accordance with the rules established
on the platform. The terms, risks, and other important information regarding
these services are explained in detail in the disclaimer document.

5.Payments and Transactions.
Deposits and withdrawals on the platform are carried out exclusively via cryptocurrency. The user is responsible for the accuracy of the information they provide. The Company implements technical control measures to ensure transaction security and will act promptly upon being informed of any discrepancies.

6.Privacy and Data Protection.
Users’ personal data is collected and protected in accordance with the Company’s [Privacy Policy]. Users are deemed to understand how their data is used and safeguarded as described in that document.

7.Prohibited Activities on the Platform.
The following activities are strictly prohibited on the platform (see also Clause 2 for reference):
• Any illegal transactions or activities, including money laundering or fraud;
• Actions or transactions that violate the rights of the Company or other users;
• Distribution of viruses, malicious software, or harmful code.

8. User Responsibility.
Users must use the platform appropriately and are responsible for monitoring their own activity. In case of any issues, Kapitalova will make reasonable efforts to assist within its capabilities, but users are solely responsible for any damages resulting from personal negligence or violation of the rules.

9.Company Rights.
The Company may modify services or temporarily or permanently suspend certain
services to improve platform functionality. If the rules are violated, the
user’s account may be restricted or deactivated after prior warning.

10.Dispute Resolution.
Any dispute or claim will first be addressed through mutual agreement. If an
agreement cannot be reached, the issue will be resolved under international
arbitration rules.

11.Modification of Terms.
The Company reserves the right to amend these terms at any time. Changes will
be published on the platform and will become effective immediately upon
posting.

12.Contact.
If you have any questions regarding these Terms and Conditions, you may contact
us at:

Email: info@kapitalova.com