Investment Risks and Company Responsibility.
We would like to inform you that Kapitalova.com offers investment opportunities to its clients, which are directed towards highly reliable projects and sectors. However, it should be noted that every investment carries a certain degree of risk. Although the platform provides clients with monthly dividends, returns may vary depending on market conditions and the specific investment directions.

Our company insures up to 70% of the principal capital invested by clients. While this implies that partial reimbursement of capital is guaranteed in case of loss, it does not mean full protection of 100% of the invested capital. In all cases, the client must make their investment decision at their own discretion and responsibility.

Electronic Payments and Security.
The electronic payment systems used on our platform are protected by modern security protocols. Kapitalova strives to provide clients with maximum transparency in all transactions so they can accurately receive and send funds. Additionally, we offer 24/7 customer support to assist our users. However, electronic payments and digital asset operations conducted via Kapitalova.com may depend on certain external technical and infrastructural factors.

Please note:
The following situations are beyond our direct control, and therefore, our company does not assume responsibility for them:

• Technical failures, connectivity interruptions, or delays that may occur in the global internet infrastructure.
• Disruptions or lack of response in the operation of utilized crypto networks (ERC20, TRC20, etc.).
• Technical failures or complete shutdown of partner platforms (e.g., Bybit, Binance, etc.).
• Sharp fluctuations or losses in the market value of cryptocurrencies.
• Incorrect payment address input by the client – as we have no control over such transactions, the company bears no responsibility.
• Inability of the client to receive payment or access their account due to technical issues in their own crypto wallet – technical documents (such as receipt or transaction ID) indicating the successful execution of the payment from our side can be provided, but the company is not responsible for wallet-related problems on the client’s side.

We would like to assure you that there is no reason for client concern. All warnings are provided solely to ensure clients are fully informed.

Financial Advice and Investment Choices

• Kapitalova does not provide individual financial consulting services.
• We only offer our own investment packages to our clients.
• All types of potential returns and risks are disclosed transparently, and the investment decision is entirely left to the discretion of the client.

Note: No information provided should be considered as financial, legal, or tax advice.

Referral Program and Responsibilities of Individuals Informing Others.
Currently, Kapitalova does not offer any incentivized referral program or system. Clients join our platform solely of their own volition. Anyone may inform their acquaintances about the income opportunities at Kapitalova if they wish. However, each client is considered to have invested based solely on their own personal decision.

Terms and Conditions and Refund Policy.
Clients are advised to review the Terms and Conditions and Refund Policy sections for detailed information regarding insurance terms, capital reimbursement, rules, and more. Additional details are also available in the FAQ section.

Legal Protection and Dispute Resolution.
By using this website, you confirm that you fully accept the above-mentioned terms. In the event of any legal dispute between the client and Kapitalova, the resolution will be governed by the relevant legal regulations.